Most businesses will require some form of lending during its lifecycle, whether it’s trying to get off the ground, cover everyday expenses or expand.
In association with:
In order to thrive, a business needs to be able to switch between different kinds of finance and there is a vast range of choices, each tailored to do a particular function, and designed to suit a particular stage of a company's life.
Here is a short introduction to the types of lending available from NatWest:-
1. Cash flow management solutions
Business Overdraft
Providing instant access to additional funds, an overdraft provides instant access to extra working capital when you need it most and you only pay interest on what you use.
Best used: To smooth cash flow, cover day to day expenses, pay suppliers, and ensure you can concentrate on the most important things – managing and growing your business.
Business Cards
Providing instant access to additional funds, a business card is simple way to cover day-to-day expenses and add flexibility to your cash flow.
Best used: To manage your monthly expenses and for purchases over the phone or internet.
2: Longer Term financing solutions
Small Business Loan
A Small Business Loan is a longer term finance option allowing you to make plans for your business with no need to pay arrangement or security fees and the certainty that interest rate rises won't affect your loan.
Best used: Suitable where required finance amount is between £1k- £25k. Ideal for buying new equipment, replacing machinery, expanding your business or to increase working capital.
Business Term Loan
The Business Term Loan provides customers with flexibility in structuring their business borrowing. It is particularly suitable for larger and growing businesses that desire a level of choice in the loan structure and repayment options.
Best Used: For larger purchases (such as property or large capital equipment purchases), where flexibility is desired.
For more information on borrowing for your business click here.
Security may be required. Product fees may apply.
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Back to top